MuniFin is a reliable and innovative credit institution with a mission to build a better future by offering competitive funding for the municipal sector in Finland. We have strong long-term credit ratings that are currently Aa1 from Moody's and AA+ from Standard & Poor's. Our credit strength is a result of the efficient risk management and a strong ownership structure that includes the government of Finland, Finnish municipalities and the public sector pension fund Keva. We cooperate with a worldwide network of partners. Standardised debt programmes ensure broad-based demand among our investors and make us able to react quickly to investors' demands. MuniFin is one of Finland's largest financial institutions. A significant portion of our lending is used for socially responsible projects such as building hospitals, healthcare centers, schools, day care centers and homes for the elderly.